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Fresh Start Filing
Straight answers. Useful perspectives. A little less mystery around life and debt.
6 articles

Chapter 7 or Chapter 13? Two paths toward a fresh start.
Understand the differences in timing, property, and repayment so your first conversation starts with better questions.
EDUCATIONAL GUIDE · 3 min read
Your first bankruptcy consultation: what to bring, what to ask.
A practical way to organize the paperwork and questions that matter, even when your finances feel anything but organized.
EDUCATIONAL GUIDE · 3 min read
A little breathing room: understanding the automatic stay.
What bankruptcy's collection pause may do, why exceptions matter, and how to handle a collection contact after filing.
EDUCATIONAL GUIDE · 3 min read
Can I keep my home and car in Chapter 7? Start with the details.
Property questions involve more than a balance on a statement. Learn what to gather for an individual review.
EDUCATIONAL GUIDE · 3 min read
A Chapter 13 plan has to work in everyday life, too.
Look beyond the proposed payment and understand the routines, records, and communication that support a repayment plan.
EDUCATIONAL GUIDE · 3 min read
After bankruptcy, build the next chapter one small step at a time.
A calmer routine for budgeting, checking credit reports, and building a cushion without chasing quick-fix promises.
EDUCATIONAL GUIDE · 3 min readNo articles found.
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“A personable attorney with a whole lot of heart”
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“I referred him to one of my friends after my original Chapter 7 service. He does amazing work.”
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“Attorney Charles is a must-have in your bankruptcy legal process”
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“He made bankruptcy make sense, the media does a terrible job with showing us this is a good avenue for the right candidates.”
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“I HAVE NEVER been more satisfied with a legal service. I was shopping around for a bankruptcy attorney and they were all too expensive. Attorney Charles looks at your situation and prices it fairly. Every case is unique to him”
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“Attorney Boyce was diligent, well-spoken, and patient. I didn't file right away, but when I was ready, he made sure to take care of me.”
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“Love this firm and their services”
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“Amazing attorney highly recommend”
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“He is so friendly and helpful. Call him.”
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