Focused support
Local guidance
Meet with a Dallas–Fort Worth team that understands local trustees, exemptions, and court expectations so you move forward with clarity.
Dallas–Fort Worth bankruptcy help
Erase unsecured debt and protect the essentials with a Dallas–Fort Worth-focused team that files fast and explains every step.
Learn more about your fresh startFocused support
Meet with a Dallas–Fort Worth team that understands local trustees, exemptions, and court expectations so you move forward with clarity.
Speed with care
We assemble the petition, schedules, and stay notices fast—without cutting corners—so collections pressure stops as quickly as possible.
Always connected
Upload documents, track tasks, and message the team in one secure space that keeps you informed at every step.
Resolve with confidence
Life is worth improving. If you have out of control or unresolved debt and don't know where to turn, use the legal system created just for that.
Chapter 7 Information
Bankruptcy isn’t only for “rock bottom.” It’s for people who can’t afford the debt they’ve taken on—whether from a business venture, income shift, or other change. Choosing relief to stop collections before it snowballs is financially responsible and not something to be ashamed of.
Schedule a free consultationFiled Chapter 7 (TX-N past 12 months): 0
Automatic stay pauses most lawsuits, garnishments, and calls while your petition moves forward.
Most no-asset Chapter 7 cases resolve in months, giving you space to rebuild faster.
Texas exemptions can safeguard key assets when filings are prepared carefully.
Use real filing patterns to decide when Chapter 7 fits your situation, not guesses.
How we help
Fast responses, transparent steps, and filing discipline keep your Dallas–Fort Worth Chapter 7 on track.
We map your Dallas–Fort Worth income, household size, and expenses against current Texas median figures and document every input for the trustee.
The means test is the gatekeeper for Chapter 7. Passing it clears the path to discharge; missing details can slow or derail your case. We map income, deductions, and household factors to keep your filing on track.
The test compares your household income and allowed expenses to state medians. Getting it right avoids delays and keeps trustees confident in your filing.
Solid documentation of pay, deductions, and household size supports your petition and reduces challenges that can jeopardize a discharge.
Knowing when you pass the means test helps you choose the best filing window—especially after income changes, business shifts, or one-time events.
Collection lawsuits, garnishment threats, and repossession attempts are cataloged so your stay notice reaches the right parties fast. A stay notice is the formal alert that tells courts, creditors, and payroll to stop collection actions once you file so your income isn’t disrupted while your case proceeds.
The automatic stay is the shield for your case. Prioritizing notices and proof keeps lawsuits, garnishments, and repossessions paused while your petition moves forward.
We start with the riskiest creditors, courts, and payroll contacts so the stay reaches the right people first.
Clear notice routing helps stop wage pulls and asset grabs, reducing post-filing surprises that can derail your relief.
A notice is the formal alert that you filed—sent to anyone trying to collect. A creditor is any person or company claiming you owe them money (like a lender, card issuer, or collector).
We monitor stay receipt and follow-ups so gaps get closed quickly and your case stays on track.
Pay stubs, tax returns, IDs, and statements all route through a secure portal with reminders until your file is complete.
Learn moreClean uploads make trustee review smoother and help avoid last-minute delays or objections.
We outline exactly which income, tax, and asset records you need so nothing is missed.
Early reminders and organized folders keep your petition on schedule and reduce stress before filing.
Everything is shared through encrypted uploads; no loose emails or untracked attachments.
Upgrade to our client portal add-on for guided uploads, real-time status, and secure messaging—keeping every document and update in one place.
When pressure escalates
If any of these are happening, a free consultation can clarify whether filing now makes sense and what relief may apply.
Start your fresh start
Tell us how to reach you and what’s pressing. We’ll review, outline next steps, and send a branded welcome email so you know we’re on it.
Secure intake
It’s easy to get started
Upfront expectations
Flat-fee ranges with clear disclaimers. Final quotes depend on complexity and court requirements.
Client voices
Feedback from Chapter 7 clients across Dallas-Fort Worth
Ready when you are
Schedule a free consultation and we’ll outline next steps, fees, and what to expect in Dallas–Fort Worth.